Programs: Employee Benefits 101 | Employee Benefits 201 | Employee Benefits Masters | Executive and Fiduciary Responsibility | Plan Compliance
PROGRAM: EMPLOYEE BENEFITS 101
Who: Designed for those who are new to HR and employee benefits.
What: A thorough dive into the core concepts of the employee benefits world.
I. Benefits Overview
A. History of employee benefits
B. Purpose of employee benefits
II. How this Presentation will be Structured
A. Eligibility and enrollment
B. Core concepts for each line of coverage
C. Premium pricing structure and typical costs
III. Life and AD&D Insurance
A. Typical plan designs
B. Premium structure and typical costs
C. Beneficiary reminders
D. Table I taxation
IV. Disability Insurance – Short-Term
A. Typical plan designs
B. Benefit integration with social sources
C. Premium structure and typical costs
V. Disability Insurance – Long-Term
A. Typical plan designs
B. Premium structure and typical costs
VI. Vision Insurance
A. Typical plan designs
B. Tracking/benefit cycle
C. Premium structure and typical costs
VII. Dental Insurance
A. Typical plan designs
B. Typical covered services in each category
C. Premium structure and typical cost
VIII. Medical Insurance
A. Typical plan designs
B. Fully-insured premium structures
C. Typical premium and cost sharing strategies
IX. Plan Compliance
A. ERISA
B. Medicare Disclosures
C. HIPAA
X. Section 125 Plans (FSAs)
A. The FSA Basics
B. Plan Administration Issues
C. Plan Design Options
XI. Section 132 Plans (Commuter Plans)
A. The Basics of Commuter Plans
B. Plan Design Options
C. Commuter Ordinances
XII. Retirement Plans/401K
A. The basics
B. Plan design
C. Investment options
XIII. COBRA
A. The basics of Federal COBRA
B. Cal-COBRA
C. Notice requirements
XIV. National Healthcare Reform (PPACA)
A. Cheat sheet introduction
B. An important analogy
C. The big picture
D. Provisions effective 2010
E. Provisions effective 2013
F. Provisions effective 2014